Car financing after a bankruptcy or a consumer proposal

A bankruptcy or a consumer proposal, ongoing or completed, is one of the situations of 3rd chance credit. At Auto Kent Finance in Anjou, you can apply online: our team reviews your file and gets back to you quickly. On approved credit.

What to know

A bankruptcy or a proposal stays on your credit file for several years.
Lenders look mostly at your situation today: income, job and budget.
Rate and term depend on your credit file and the lender.
No approval is guaranteed until your file has been reviewed.

How to apply

Complete our quick online form, describing your situation.
Our team reviews your application and gets back to you quickly.
You choose a vehicle that fits your budget.

Rebuilding your credit with a car loan

A car loan paid back on time, every payment, can help rebuild your credit file after a bankruptcy or a proposal. An affordable vehicle makes the payments easier to keep up with.

Affordable vehicles in stock

2008 Jeep Wrangler Unlimited — $5,999 · 230,000 km · Manual · 4X4 · Gasoline · Stock 577382
2011 Kia Sportage — $4,999 · 230,000 km · Automatic · AWD · Gasoline · Stock 138929
2012 Hyundai Tucson — $5,499 · 222,000 km · Automatic · AWD · Gasoline · Stock 378281
2017 Nissan Murano — $7,999 · 197,000 km · Automatic · AWD · Gasoline · Stock 108475
2010 Audi A5 — $6,499 · 218,000 km · Automatic · AWD · Gasoline · Stock 007486
2018 Mitsubishi Outlander — $8,999 · 210,000 km · Automatic · AWD · Gasoline · Stock 621405

Under $10,000 · Under $15,000

Frequently asked questions

Can I apply during a consumer proposal?

Yes, you can apply. Our team reviews your file; financing is on approved credit and no approval is guaranteed.

Will the rate be higher?

Rate and term depend on your credit file and the lender. Our team presents them to you before anything is signed.

Do I need a down payment?

Not always, but a down payment or a trade-in can help your file and lower your payments.

Get pre-approved · Call 514-465-5556

Bad credit financing · Financing application · Under $10,000 · FAQ