Car financing for newcomers to Canada
Just arrived in Canada and no credit history here yet? You can still apply for car financing at Auto Kent Finance in Anjou. Our team reviews your application and gets back to you quickly. On approved credit.
Why it is different for a newcomer
Canadian lenders rely on your file in Canada. With no history, they look instead at your job, your income and your down payment. A first car loan paid back on time can be the start of your Canadian credit file.
Our tips
- Plan a down payment: it can lower your payments.
- Choose a reliable, affordable vehicle for a first loan.
- Keep a proof of income at hand.
In Quebec, also think about…
- Registering the vehicle with the SAAQ.
- Car insurance, mandatory before you drive.
- Winter tires, mandatory from December 1 to March 15.
Vehicles for a first purchase
- 2008 Jeep Wrangler Unlimited — $5,999 · 230,000 km · Manual · 4X4 · Gasoline · Stock 577382
- 2011 Kia Sportage — $4,999 · 230,000 km · Automatic · AWD · Gasoline · Stock 138929
- 2012 Hyundai Tucson — $5,499 · 222,000 km · Automatic · AWD · Gasoline · Stock 378281
- 2017 Nissan Murano — $7,999 · 197,000 km · Automatic · AWD · Gasoline · Stock 108475
- 2010 Audi A5 — $6,499 · 218,000 km · Automatic · AWD · Gasoline · Stock 007486
- 2018 Mitsubishi Outlander — $8,999 · 210,000 km · Automatic · AWD · Gasoline · Stock 621405
Frequently asked questions
Can I apply with no Canadian credit history?
Yes, you can apply. Our team reviews it; financing is on approved credit, and rate and term depend on your file and the lender.
Is approval guaranteed?
No. No approval is guaranteed until your file has been reviewed.
Get pre-approved · Call 514-465-5556
Bad credit financing · Financing application · Under $10,000 · FAQ